| Riba-Free
Banking |
| Our
Service Professionals |
| Code
of Ethics |
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We at the Bank of Whittier aspire to cultivate a bigger and more
prosperous
family, the Family of the Bank of Whittier. Please contact us at
562-945-7553 extension 117, 118, 123, or 120 in order to speak with
one of our Private Bankers.
...Full message, click here
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| NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
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Bank of Whittier, N.A. is participating in the FDIC’s Transaction Account Guarantee Program.
All funds in a “noninterest-bearing transaction account” are insured in full by the Federal
Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary
unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available
to depositors under the FDIC's general deposit insurance rules.
The term “noninterest-bearing transaction account” includes a traditional checking account or demand
deposit account on which the insured depository institution pays no interest. It does not include other
accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts,
money-market deposit accounts, and Interest on Lawyers Trust Accounts (“IOLTAs”).
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- Designed for Higher Daily Available Balances, with Higher Rates
on Tiered Balances.
- Used for Reserve Funds to Cover Unusual Cash Needs.
- This Account Offers Unlimited Transfers & Withdrawals If
Made In Person, Mail, Messenger, or ATM.
- You May Make Six (6) Transfers or Withdrawals per Statement
cycle, But No More Than Three (3) By Check, Draft, Point of Sale
Debit or Similar Order.
- You Must Maintain the Minimum Available Balance for Each Tier
to Obtain the *Annual Percentage Yield (APY) Disclosed.
Account Information:
| Minimum Opening Deposit
|
$2,500.00 |
| Monthly daily available
balance to avoid monthly maintenance charge |
$2,500.00 |
| Minimum daily available
balance required to obtain minimum interest rate* |
$2,500.00 |
| Monthly Maintenance Charge
|
$5.00 |
| Excess transaction charge
exceeding six (6) pre-authorized transfers per monthly statement
cycle |
$10.00 |
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Miscellaneous Fees
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| Early Closure of Account,
Less than 180 days
|
$25.00 |
| Dormant Account-per Month
|
$5.00 |
| Returned
Deposited Item-Each
|
$10.00 |
| Telephone Transfer (pre-approved)
|
$4.00 |
| Legal Process Service
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$50.00 |
| Non-Sufficient Funds Fee, Per Item, No Maximum
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$20.00 |
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Please contact Private Bankers for more
information
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Note: All interest rates are set at our sole discretion and are
subject to change without notice.Note: No interest is earned when
the account balance is below the minimum daily available balance.
To Open
an Account:
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. Equal Housing Lender 
