Bank of Whittier

Designed for individuals keeping higher daily available balances during the statement cycle and seeking higher interest rates on tiered balances. You must maintain the minimum balance for each tier to obtain the *Annual Percentage Yield (APY) disclosed. We do not waive surcharges on ATM transactions imposed by other institutions.

Account Information:

Minimum Opening Deposit	$100.00
Monthly average available balance to avoid monthly maintenance charge	$2,000.00
Minimum daily available balance required to obtain minimum interest rate*	$1,000.00
Monthly Maintenance Charge	$10.00

Note: All interest rates are set at our sole discretion and are subject to change without notice.Note: No interest is earned when the account balance is below the minimum daily available balance.

To Open an Account:

Express On-Line Application: Click Here
To download and manually fill out our PDF application form, please click here
After completion, please fax the form to us. Fax # 562-945-5031

*Please note that you must have Adobe Acrobat Reader to view the PDF application, if you do not have the reader you may download it for free from Adobe's web site.

Exceptions. We may let you withdraw money from your Account before the Maturity Date
without an early withdraw penalty: (1) when one or more of you dies or is determined legally
incompetent by a court or other administrative body of competent jurisdiction; or (2) when
the Account is an Individual Retirement Account (IRA) established in accordance with 26
USC 408 and the money is paid within seven (7) days after the Account is opened; or (3)
when the Account is a Keogh Plan (Keogh), if you forfeit at least the interest earned on the
withdrawn funds; or (4) if the Account is an IRA or a Keogh Plan established pursuant to 26
USC 408 or 26 USC 401, when you reach age 59 1/2 or become disabled; of (5) within an
applicable grace period of 10 days after the Maturity Date.