| Riba-Free
Banking |
| Our
Service Professionals |
| Code
of Ethics |
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We at the Bank of Whittier aspire to cultivate a bigger and more
prosperous
family, the Family of the Bank of Whittier. Please contact us at
562-945-7553 extension 117, 118, 123, or 120 in order to speak with
one of our Private Bankers.
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| NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
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Bank of Whittier, N.A. is participating in the FDIC’s Transaction Account Guarantee Program.
All funds in a “noninterest-bearing transaction account” are insured in full by the Federal
Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary
unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available
to depositors under the FDIC's general deposit insurance rules.
The term “noninterest-bearing transaction account” includes a traditional checking account or demand
deposit account on which the insured depository institution pays no interest. It does not include other
accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts,
money-market deposit accounts, and Interest on Lawyers Trust Accounts (“IOLTAs”).
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- Designed for individuals keeping higher daily available balances
during the statement cycle and seeking higher interest rates on
tiered balances. You must maintain the minimum balance for each
tier to obtain the *Annual Percentage Yield (APY) disclosed. We
do not waive surcharges on ATM transactions imposed by other institutions.
Account Information:
| Minimum Opening Deposit
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$10,000.00 |
| Monthly average available
balance to avoid monthly maintenance charge |
$10,000.00 |
| Minimum daily available
balance required to obtain minimum interest rate* |
$10,000.00 |
| Monthly Maintenance Charge
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$5.00 |
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Miscellaneous Fees
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| Early Closure of Account,
Less than 180 days
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$25.00 |
| Dormant Account-per Month
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$5.00 |
| Returned
Deposited Item-Each
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$10.00 |
| Telephone Transfer (pre-approved)
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$4.00 |
| Legal Process Service
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$50.00 |
| Non-Sufficient Funds Fee, Per Item, No Maximum
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$20.00 |
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Please contact Private Bankers for more
information
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Note: All interest rates are set at our sole discretion and are
subject to change without notice.Note: No interest is earned when
the account balance is below the minimum daily available balance.
To Open
an Account:
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